Revitalize real estate and raise good funds
If you are looking for financial support, ICBC (Thailand)’s “Property Mortgage Loan” can help you easily obtain a loan by mortgaging your residential, land, or commercial property. Monthly repayments in a fixed amount give you more confidence in your spending.
Features and advantages
• Simple procedures Just mortgage your real estate or land to apply for a multi-purpose “real estate mortgage loan”
• Fast withdrawals You can withdraw funds within 7 working days from the date of receipt of the complete information you provide
• High loan amount Loan ratio can be up to 70% of the collateral value, and the maximum loan amount can reach 15 million baht
Repayment controllable Monthly equal repayment, you can control your monthly spending plan
Conditions
• Applicants can be individual customers or small business customers
• Loan term is generally 1 to 10 years
• For individual customers, age plus loan term cannot exceed 75 years
• For employees, at least 2 years of work experience
• For private companies Main or small business customers, at least 2 years of continuous operation, and within the last 6 months, except for reasonable reasons, there is no record of refunds due to insufficient funds
• The collateral can be land or real estate (eg: vacant land, single-family house) Residential, townhouse, apartment, commercial building, or warehouse)
• The collateral is in good condition and the title must be legal and valid
• The borrower has no non-performing loans in our bank and other banks and is not in default
Do it now!
Please come to our branch or use our telephone banking service to consult our experts for details, and you need to bring the following documents for business transactions:
Individual clients (employees or private business owners)
• Original ID card for
Thai residents • Original documents such as passport, work permit, etc. for non-Thai residents
• Residence registration certificate
• Original documents such as marriage certificate, divorce certificate, or spouse death certificate
• Name change Supporting Documents
• Bank statements for the last 6 months. If the source of income is seasonal, provide at least the most recent 1-year bank statement
• For employees, provide the original payslip of the last 1 month or the original salary document issued within the last 3 months
• For private business owners, provide the most recent Business registration certificate issued within 6 months
• Other financial or business information requested by our bank
Small business.
• A copy of the business license issued within the last 6 months • A copy of the
articles of association (if any)
• A copy of the shareholder list
• Bank statements for the last 6 months. If the income is seasonal, at least 1 year’s bank statement is required
• Corporate financial statement/latest tax receipt (if any)
• Other information requested by our bank
Mortgage Information
• Provide proof of property and land ownership, such as land title certificate, building title certificate, etc. (including all pages of the certificate)
• Other information requested by our bank
Notes
• The information provided in this brochure is for reference only, and our bank reserves the right to unilaterally modify the terms of service;
• For rates and other detailed information, please refer to the announcements and regulations published on our website or outlets;
• The specific financing amount depends on our bank Approval shall prevail.
