If you constantly search for a safe, reliable credit card and, above all, with benefits, we present a wide range of Capital One Credit Cards. In this article, you will find General information, types of cards, and gifts Capital One offers as a consolidated banking entity, all in Spanish. Finally, you will be able to compare among many other companies that provide similar services to this bank to choose the best option for you.
Capital One is currently known as one of the most popular online banks in the US. Capital One is a formidable hybrid financial institution (with physical branches) available for Mid-Atlantic, Louisiana, and Texas. The interest rates on all the products offered by this bank are generally better than what you will find in the competition. Currently, the services provided by Capital One are: Credit Cards, Checking and Savings Accounts, Car Loans, businesses, and more.
The Best Capital One Credit Cards
Quicksilver Rewards (for Excellent Credit)
Interest Rate/APR: 15.49%-25.49%
Annual fee/fee: $0
Balance transfer fee: 3%
This credit card is of the Cash Back type. Quicksilver Cash Rewards is chosen first on this list for its 1.5% cashback rate with no prerequisites. In addition, this product is considered as (No Fee) since its annual maintenance fee is $0. On the other hand, this product generates unlimited rewards that can be redeemed in more than 100 different locations. Lastly, this card’s APR or annual interest rate is 15.74% – 25.74% (varies based on usage); all users who purchase this product will have a 0% introductory APR payment for the first 15 months of use.
VENTURE REWARDS CREDIT CARD
It is a discount card for consumption; the more you use it, the greater your available credit line will be. Its main characteristics are:
- It has a reward system (Rewards)
- Without annual rate (No Fee). However, each transaction made with a credit card has a commission.
- APR or annual interest rate of 26.99%
- CreditWise® is available where you can enjoy unlimited access to redeemable credit scores.
- Access to a select line of credit after making your first five monthly payments online.
- Balance Transfer available.
VENTURE ONE REWARDS CREDIT CARD
What type of card is it? Rewards/Travel Card
Who is it addressed to? It is an ideal card for consumers who travel regularly.
This card is of the Rewards/Travel type, and among its main features we can mention:
- The annual maintenance fee (Fee) is $0 during the first year. Once this time is over, it will be $95 per year.
- Regular APR for this product varies between 17.24% – 24.49%, depending on usage.
- No foreign transaction fees.
- Earn unlimited double miles per dollar on every purchase, every day.
- Up to 60,000 bonus miles once you spend $3,000 on purchases within the first three months of account opening.
- Redeem cash rewards with PayPal.
VENTURE REWARDS CREDIT CARD
What type of card is it? Rewards/Travel Card
Who is it addressed to? It is an ideal card for the average consumer interested in exchanging points of use for thousands as rewards.
It is a primary card for users who require credits for simple purchases without debt. You will be able to obtain various redeemable benefits (including the exchange of thousands). Its main characteristics are:
- Rewards Program available.
- Without annual rate (No Fee). However, each transaction made with a credit card has a commission.
- APR or annual interest rate between 13.74% – 23.74%. However, balance transfers (Balance Transfer) do not have interest included.
- Unlimited Rewards. Earn over 1.25 unlimited miles per dollar ($1) on every purchase, every day.
SAVOR REWARDS CREDIT CARD
What type of card is it? Rewards/Cash Back
Who is it addressed to? It is an ideal card for the average consumer since you will obtain various rewards in restaurants and entertainment events.
It is a card specialized in reimbursement rewards (Cash Back). Unlimited 4% Cash Back can be spent on streaming services like Netflix, Hulu, Disney+, HBO Max, and Amazon Prime Video. Its main characteristics are:
- Unlimited Rewards are available. You’ll be able to get up to 4% unlimited cash back on dining, entertainment, and streaming services.
- 3% Cash Back in supermarkets.
- $300 cash bonus when making purchases over $300 in the first three months of account opening.
- $95 annual maintenance fee.
- Interest rate (APR) of 15.99% – 24.99%
- Balance transfer or (Balance Transfer) available with an APR between 15.99% – 24.99%
- No foreign transaction fee.
SAVOR ONE REWARD CREDIT CARD
What type of card is it? Rewards/Cash Back
Who is it addressed to? Card intended for the average consumer who does not want to pay annual maintenance fees.
This card is specialized in reimbursement of purchases (Cash Back). Unlimited 3% Cash Back can be spent on dining, entertainment, and streaming services. Its main characteristics are:
- One-time $200 cash bonus once you spend $500 on purchases within the first three months of account opening.
- Up to 3% unlimited cash back on restaurants, streaming services, grocery stores, and entertainment.
- No annual maintenance fee.
- The interest rate (APR) will be $0 during the first 15 months. After this time, for purchases, it varies between 15.49% – 25.49%
- No foreign transaction fees.
QUICKSILVER ONE REWARDS CREDIT CARD
What type of card is it? Rewards/Cash Back
Who is it addressed to? Card intended for the average consumer who does not want to pay annual maintenance fees.
This product generates unlimited rewards that can be redeemed at more than 100 different locations. It is the ideal credit card for demanding consumers (at least in terms of credit). Its main characteristics are:
- Unlimited rewards, you’ll get up to 1.5% cashback on every purchase, every day.
- The annual rate of $39 per year.
- APR or annual interest rate of 26.d9%.
- Access a higher line of credit with Credit Steps after making your first five monthly payments on time.
- CreditWise® Enjoy unlimited access to your credit score.
JOURNEY STUDENT REWARDS CREDIT CARD
What type of card is it? Rewards/Cash Back
Who is it addressed to? Card intended for students with average consumption requirements.
It is the ideal card for young people acquiring their first credit. It has various benefits in terms of APR, and its annual maintenance percentage is $0. Its main characteristics are:
- Cash Back Rewards available. You’ll get 1% cashback on all your purchases.
- You will have the possibility of increasing your reimbursement percentage up to 1.25% more by paying your interest on time.
- (No Fee) annual maintenance fee valued at $0
- Interest rate (APR) valued at 26.49%
