If you have a pet, you surely understand how important it is to keep it healthy and cared for, because it is someone else in the family! That’s why when an accident occurs or you get sick, you need professional care as soon as possible. To help you in these types of cases, pet insurance was created. Do you want to know what it consists of? In this note, we tell you!
Pet insurance aims to guarantee their medical care whenever they require it, because in general, in an emergency or need of treatment, people often spend large sums of money that sometimes they cannot afford or lead them to get into debt.
Also, you should know that pet insurance is the sum of three traditional insurances. Next, we tell you what they are:
- The first coverage included is that of veterinary assistance and, depending on the policy you have, you can also consider surgical interventions, clinical examinations, medications, among other medical needs.
- The second coverage is civil liability, which addresses damage to third parties and property. If you face a legal consequence for any of these reasons, the insurance will cover your legal defense and the compensation established.
- Finally, the third coverage is against accidents and if your conceited person, unfortunately, dies, the company will grant you an amount of money established in the contract.
As you can see, insuring your pet is as important as insuring yourself. Do not miss the opportunity to take care of it as it deserves and to prepare it for any unforeseen event!
Safe pet, happy pet
Nowadays, many Spanish homes have one more member of the family, the most common being dogs and, later, cats. Therefore, we are talking about a large number of animals whose existence must be regulated and, above all, protected. Currently, it is not mandatory to take out insurance for pets in Spain, although in the Community of Madrid it is mandatory to have a civil liability insurance policy for any dog.
This basic policy covers the damages that may be caused to third parties, but not to the families that live with the animal. This policy is covered by many home insurances, as long as they are not exotic or potentially dangerous breeds.
Although there are insurances designed specifically for pets that are increasingly being marketed. These usually cover the cost of slaughtering the animal if necessary and treating its carcass afterward. However, in the case of the visits you need to the vet, many do not include certain medications if they have to take them regularly or the appearance of exotic or chronic diseases.
What almost everyone usually covers is travel protection within the European Union, something that many travel insurances and even home insurance already do.
Insurance for the pet and you
With these premises, animals must have insurance adapted to them, since many end up contracting diseases that are very expensive to treat, so that their care can be covered with insurance pets are prone to accidents when they go outside, such as falling and breaking a leg. Therefore, having these vicissitudes covered will mean great savings.
In addition, in the current context, as we have seen, animals are no longer such a thing, they are increasingly treated as people and require the same care and services. Therefore, if you love your pet, do not hesitate to take out insurance for it. You will both live more peacefully.
